Tasmania Home Loans

All Types of Home Loans

In today’s ever changing market, home loans are available for a multitude of purposes including the usual purchase, construction, renovation, refinance, investment, or just about any worthwhile purpose. Home loans come with a variety of choices and options and some of which are are detailed below. These options will enable you to pay off your loan more quickly, provide flexibility and help create wealth.

Low interest rates

Fixed and variable rate options

Equity facilities

Ability to make extra payments

Redraw Facility

Offset accounts

Interest only loans

Investment loan

You can own your home more quickly

You can hedge against market fluctuations in interest rates

You can unlock equity in your home to utilise for other purposes such as buying a car, boat or holiday.

You can save interest by paying off your home faster

You can pay off extra but have access to these funds at a later date saving interest in the meantime

You can tax effectively utilise surplus money to reduce your home loan interest

You pay interest only, usually on investment loans, thereby retaining additional cash for other purposes

You can utilise funds to build wealth by buying a property, shares or managed funds.

Home Loan Access

At SMA we have access to the majority of home loan lenders. We are available to discuss your requirements, compare loan options and obtain a loan that best suits your needs.